Disclosure for Credit Access Business (CAB)
If you would like more information, please contact the Office of Consumer Credit Commissioner of Texas, 2601 N Lamar Blvd, Austin TX 78705 (800) 538-1579, consumercomplaints@occc.state.tx.us, www.occc.state.tx.us : In the event you do not pay us the CSO Fee when due, the amounts you owe us, as reimbursement to us, for amounts we pay under the Credit Enhancement, or other amounts owed to us, you also agree to pay us, to the extent permitted by law, 9.99% per annum on amounts owed from date due until paid, costs of collections, reasonable attorneys’ fees, and a dishonored item fee of $25 if any payment owed to us (including an ACH payment) is returned.
Other Charges

CAUTION: The credit services provided and the Loan that is being sought on your behalf are NOT intended to meet long-term financial needs. Any credit services and Loan should only be used to meet your immediate short-term cash needs. Frequent or repeated use can cause serious financial hardships. Before entering into the Credit Services Agreement and/or the Loan Agreement, you should evaluate the costs and benefits of all options including a loan obtained directly from another lender (with or without the assistance of a credit services organization or credit access business), a loan from a relative or friends, a cash advance on your credit card or a salary advance.
Claims against surety account: You understand that we have filed a surety account In the amount of $10,000 with the Secretary of State of Texas under Chapter 393 of the Texas Finance Code. The surety account is held by the Surety Company identified below and under the account number shown below. Under Chapter 393 of the Texas Finance Code, the surety account is in favor of a person damaged by a violation of that chapter and the State of Texas for the benefit of such person. A person making a claim against a surety account for a violation of the chapter may file suit against the Surety. The Surety Company is liable only for actual damages, reasonable attorney fees, and court costs awarded under Section 393.503(a). The aggregate liability of a trustee for an organization’s violation of the chapter may not exceed the amount of the surety account. The surety account must be maintained until the second anniversary of the date of which the organization ceases operations.